CarbonAI raises $12M to automate commercial real estate underwriting with AI agents

CarbonAI claims early customers achieved up to 90% time savings on core tasks like lease review and financial analysis. The company’s agents extract, structure, and model data while flagging risks, but critical decisions still require human judgment. Founded by industry veterans Jeff Saul and Josh Kaufman—who previously worked at firms like Morgan Stanley and Guggenheim—CarbonAI emphasizes integrating with existing lender workflows and formats. Its product includes features like role-based access, encrypted U.S. hosting, and a policy against using customer data for training. The startup’s focus is on maintaining accountability in AI-driven lending processes.