# Revolut scales pragma for 80 million customers as European banks adopt NVIDIA open models

Digest AI · Enterprise & Industry · published 2026-10-22T05:00:56Z

Canonical: https://digestai.news/story/revolut-scales-pragma-for-80-million-customers-as-european-banks-adopt

## Summary

At GTC Berlin, a range of European banks, payment firms and data providers demonstrated production‑scale AI built on NVIDIA accelerated computing and open‑weight models. Revolut is rebuilding its stack around a single foundation model called PRAGMA, running on NVIDIA Blackwell Ultra GPUs with the cuDF toolkit and Dynamo‑Triton software. The system already serves an initial 80 million customers and is engineered to scale three times larger.

Starling Bank trained an agentic model on U.K. sovereign cloud infrastructure, creating a "Starling Intelligence" layer on Civo’s cloud. Lloyds Banking Group released ATUM, a transaction foundation model that ingests billions of banking transactions, while bunq’s Finn assistant runs on open models at about 60 % of the cost per answer. NatWest is developing speech technology with NVIDIA’s Nemotron 3.5 ASR, and Modulr and Santander are building specialized models on Nemotron‑3‑Ultra‑550B and the Kumo family respectively.

These deployments show that open‑weight models combined with NVIDIA GPUs can give European financial institutions proprietary intelligence while controlling costs and latency, narrowing the gap between research breakthroughs and production banking systems.

## Key points

- Revolut runs PRAGMA on NVIDIA Blackwell Ultra GPUs, serving an initial 80 million customers and engineered to scale 3×.
- bunq’s Finn assistant matches closed‑model quality at 60 % of the cost per answer using NVIDIA open weight models.

## Why it matters

Open‑weight models on NVIDIA hardware let European financial firms create proprietary AI at lower cost and higher speed, reshaping banking services, fraud detection and data analytics.

## Sources

1. [Leading European Financial Services Organizations Embrace Open Models to Build Proprietary Intelligence](https://blogs.nvidia.com/blog/european-financial-services-organizations-open-models-proprietary-intelligence) (NVIDIA Blog, 2026-10-22, primary source)

## Cite

Digest AI, "Revolut scales pragma for 80 million customers as European banks adopt NVIDIA open models", 22 October 2026, https://digestai.news/story/revolut-scales-pragma-for-80-million-customers-as-european-banks-adopt

---

Written by Digest AI's editorial model from the linked sources; the sources are the record. Headlines, digests and key points are written by Digest AI and may be quoted with a link to the story page. Linked articles belong to their publishers. Terms: https://digestai.news/terms#reuse
JSON: https://digestai.news/story/revolut-scales-pragma-for-80-million-customers-as-european-banks-adopt.json