# Visa, BILL and Billtrust launch AI-driven payments pilot for businesses

Digest AI · Agents & Tools · published 2026-10-20T20:28:03Z

Canonical: https://digestai.news/story/visa-bill-and-billtrust-launch-ai-driven-payments-pilot-for-businesses

## Summary

Visa, BILL and Billtrust have begun a live pilot that uses trusted AI agents to automate invoice payments in supplier portals. The agents rely on Visa’s Trusted Agent Protocol and tokenized payment credentials, allowing payments to be authenticated without exposing sensitive data and eliminating the need for manual entry of payment details.

Mark Nelsen, Visa’s SVP and Head of Product for Commercial & Money Movement Solutions, said businesses should not have to choose between automation and control. Archana Prasad, SVP of Payments and Financial Services at BILL, added that the AI‑powered technology lets the payment be completed, the supplier get paid faster, and finance teams regain time for strategic work. The pilot aims to speed cash flow for small businesses by handling the last manual step of logging into supplier portals, while preserving oversight through prior approval requirements.

The rollout still faces hurdles such as ensuring security, integrating with existing finance systems, and confirming that agents only execute approved transactions. Visa, BILL and Billtrust plan to expand the pilot and explore further agentic payment applications as the technology matures.

## Key points

- Visa, BILL and Billtrust are testing a live pilot that uses AI agents to automate invoice payments in supplier portals.
- The agents employ Visa’s Trusted Agent Protocol and tokenized credentials, keeping payment authentication secure without sharing sensitive data.
- Pilot aims to cut manual entry time, speed supplier payments and free finance teams for strategic work, though security and integration remain concerns.

## Why it matters

Automating the final manual step of B2B invoice payments could accelerate cash flow for small businesses and reduce labor costs, while showcasing how AI agents can maintain control and security in financial transactions.

## Sources

1. [Visa, BILL, and Billtrust Unveil AI-Driven Payments Pilot for Businesses](https://smallbiztrends.com/visa-bill-and-billtrust-unveil-ai-driven-payments-pilot-for-businesses) (Small Business Trends, 2026-10-20)

Part of the developing story: [AI Reshaping Corporate Payment Infrastructure](https://digestai.news/thread/ontop-executive-outlines-practical-limits-of-ai-finance-tools-for-remote-workers) (2 stories)

## Cite

Digest AI, "Visa, BILL and Billtrust launch AI-driven payments pilot for businesses", 20 October 2026, https://digestai.news/story/visa-bill-and-billtrust-launch-ai-driven-payments-pilot-for-businesses

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