Copilot, Kiro, Cursor, Devin IP indemnity and 500-seat costs compared

The core finding concerns intellectual property indemnity. Microsoft’s GitHub Copilot offers uncapped coverage for unmodified code, with no required mitigations as of April 3, 2026. AWS Kiro provides similar uncapped coverage for copyright claims. In contrast, Cognition’s terms exclude generated code from standard indemnity and cap liability at two times trailing fees, requiring custom contract redlines for enterprise safety. Cursor’s terms are broad but exclude indemnity from fee caps in specific modification scenarios.

Data residency and cost also vary significantly. Copilot allows EU or US inference pinning for an additional 10% cost. Kiro keeps prompts in the customer’s AWS account, offering the cheapest 500-seat path with SSO. Cursor and Cognition require custom enterprise pricing for 500 seats. The article advises buyers to verify written confirmation of indemnity scope for edited code and to model usage-based credits rather than just seat counts.