SAP research finds 60% of consumers want shared AI control over purchases
SAP’s sixth Global Customer Loyalty Index (CLI) reveals that 60% of consumers prefer shared control between humans and AI in decision-making, rejecting full automation. The study highlights that 31% of customers have already switched brands due to poor AI integration, with Gen Z leading at 45%. Loyalty trends show a shift: incentivized loyalty (discounts, points) dropped from 48% in 2025 to 38%…
Key points
- 60% of consumers prefer shared control between humans and AI, per SAP’s CLI 2026
- 31% of customers switched brands due to poor AI integration, rising to 45% among Gen Z
- Trust in AI grows with reversibility, human oversight, and proven accuracy over time
SAP frames ‘earned autonomy’ as the key: customers will delegate tasks to AI—such as purchase completion or product selection—if they retain oversight, reversibility, and human support. Trust is built through accuracy, transparency, and the ability to override decisions. The research suggests marketers should focus on reducing cognitive friction (e.g., overwhelming choices) and embedding AI tools where they save effort, not replace human judgment entirely. Gen Z’s behavior serves as a stress test: they’re more willing to use AI but also more likely to abandon brands that fail to meet expectations.
Why ‘earned autonomy’ is the sweet spot for AI and customer loyalty in 2027 by SAP
MarTech · 13 October 2026
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